The Insured 

Rolla Delivery Pty Ltd including subsidiary companies for their respective rights, interests, and liabilities to the extent that they are not more specifically insured. 

Broker 

Marsh Advantage Insurance Pty Ltd 

Period of Insurance 

From 30/05/2023 at 4pm until 30/05/2024 at 4pm Both local standard time at the address of the insured 

Insured Persons 

Category 1 

All 'unnamed' registered riders of the Insured with a valid login to the platform and who are Australian citizens. 

Category 2 

All 'unnamed' registered riders of the Insured with a valid login to the platform and who are not Australian citizens but are holders of a current Australian working or student visa which contain conditions that allow the Insured Person to undertake work on behalf of Insured. 

Category 3 

All authorised sub-contractors who are registered riders of the Insured with a valid login to the platform and who are not Australian citizens but are holders of a current Australian working or student visa which contain conditions that allow the Insured Person to undertake work on behalf of Insured. 

Scope of Cover 

Categories 1, 2 & 3 

Cover applies for an Insured Persons in the event of an accident and/or injury sustained during the Period of Insurance. Cover commences when the Insured Person is logged into the app and is online for the purpose of accepting orders and ceases at the earliest of: 

Age Limit 

Eighteen (18) to under seventy-five (75) years of age. 

Territorial Limits 

Within Australia. 

Policy Wording 

AFA Group Personal Accident and Sickness Insurance PDS and Policy Wording Version No. 13: 25-FEB-2021-PDS-GPAS-10095 

BENEFIT SUMMARY 

PART A — ACCIDENTAL DEATH AND CAPITAL BENEFITS 

Capital Benefit Sum Insured 

All categories - $250,000 Events 1–19 

PART B — WEEKLY INJURY BENEFITS 

Weekly Injury Benefit 

Categories 1 & 2 - 75% of salary up to a maximum of $500 

Category 3 - 75% of salary up to a maximum of $250 

Maximum Benefit Period 

Category 1 - 52 weeks 

Categories 2 & 3 - 26 weeks 

Excess Period 

All categories - 7 days 

PART C — WEEKLY SICKNESS BENEFITS 

Weekly Sickness Benefit 

All categories - Not insured 

Maximum Benefit Period 

All categories - N/A 

Excess Period 

All categories - N/A 

PART D — INJURY RESULTING IN SURGERY 

Sum Insured 

All categories - $20,000 

PART E — SICKNESS RESULTING IN SURGERY 

Sum Insured 

All categories - Not insured 

PART F — INJURY RESULTING IN FRACTURED BONES BENEFIT 

Sum Insured 

All categories - $2,000 

PART G — INJURY RESULTING IN LOSS OF TEETH OR DENTAL PROCEDURES 

Sum Insured 

All categories - $2,000 All categories - $200 per tooth 

EXTENSION OF COVER 

Exposure 

All categories - Not insured 

Disappearance 

All categories - Not insured 

Escalation of Claim Benefit 

All categories - Not insured 

Guaranteed Payment 

All categories - Included in PDS 

Tuition Expenses: Tuition or Advice Student Home Tutorial 

All categories - Not insured All categories - Not insured 

ADDITIONAL BENEFITS 

Accidental HIV Infection Benefit 

All categories - Not insured 

Accommodation and Transport Expenses 

All categories - $2,000 

Bed Care Benefit 

All categories - Not insured 

Cancer Benefit 

All categories - Not insured 

Carjacking Assault Benefit 

All categories - Not insured 

Carjacking Incident Benefit Excess and Vehicle Hire Lump Sum Benefit 

All categories - Not insured All categories - Not insured 

Chauffer Benefit 

All categories - Not insured 

Childcare Benefit 

All categories - Not insured 

Coma Benefit 

All categories - $75 per day up to 180 days 

Corporate Image Protection 

All categories - $10,000 

Dependent Child Assistance: Education Fund Supplement Orphaned Benefit 

All categories - Not insured All categories - Not insured 

Emergency Home Help Benefit 

All categories - $200 per week up to 12 weeks 

Executor Emergency Cash Advance 

All categories - Not insured 

Funeral Expense 

All categories - $10,000 

Home and/or Motor Vehicle Modification Benefit 

All categories - Not insured 

Independent Financial Advice 

All categories - Not insured 

Miscarriage/Premature Childbirth Benefit 

All categories - Not insured 

Out of Pocket Expenses 

All categories - $2,000 

Partner Retraining Benefit 

All categories - Not insured 

Post-Traumatic Stress Disorder Weekly Benefit 

All categories - Not insured 

Reconstructive/Cosmetic Surgery Benefit 

All categories - $10,000 

Recruitment Expenses Benefit: Temporary Replacement Employee Permanent Replacement Employee 

All categories - Not insured All categories - Not insured 

Return to Work Assistance 

All categories - $10,000 

Takeover Provisions for Sickness 

All categories - Not Included 

Terrorism Injury Benefit 

All categories - Not insured 

Trauma Counselling Benefit 

All categories - Not insured 

Unexpired Membership Benefit 

All categories - Not insured 

Visitors’ Benefit 

All categories - Not insured 

Workplace Assault Benefit 

All categories - Not insured 

LIMIT OF LIABILITY 

Any one period of insurance 

$5,000,000 

Any non-scheduled flights 

Not insured